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While FSAs offer several benefits, they also have limitations. The 'use-it-or-lose-it' rule can lead to the loss 💱 of unspent funds. Additionally, there are restrictions regarding eligible expenses and contribution limits, which are determined by the IRS and 💱 can change annually.

What Are the Pros and Cons of a Flexible Spending Account (FSA)

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You can spend FSA funds to pay deductibles and copayments, but not for insurance 💱 premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for 💱 insulin are allowed without a prescription.

Health Care Options, Using a Flexible Spending Account FSA

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